It seems like everywhere I turn lately, someone is talking about Roth IRA conversions. A financial news program mentions them. A friend says their advisor recommended one. An article claims it’s one of the smartest retirement moves you can make. Before long, many people begin asking the same question. “Should I convert mine?” Whenever I […]
Should You Convert to a Roth IRA? Read More »
I had one of those moments recently that I’m guessing many of you have experienced. I walked into the grocery store to pick up just a handful of items. Nothing unusual. A few fruits and vegetables, some pantry staples, and a couple of things I had forgotten to add to my shopping list. When I
If Inflation Is Cooling, Why Does My Grocery Bill Still Feel So High? Read More »
Charlotte’s Questions™ Better Questions. Better Decisions. One thoughtful question can change everything. Welcome to Charlotte’s Questions™, a weekly series designed to help executors, administrators, and trustees think more clearly about inherited property and estate decisions. Every article begins with one real question people are asking and offers practical wisdom, thoughtful guidance, and the CALM Method®
What Happens to the Mortgage When Someone Dies Read More »
Don’t Get Burned by These Summer Scams Summer is a time for vacations, family gatherings, home improvement projects, and enjoying longer days. Unfortunately, it’s also one of the busiest seasons for scammers looking to take advantage of people who are distracted, excited, or simply trying to enjoy the season. The good news? Most scams have
Stay One Step Ahead of Summer Scammers Read More »
The Sandwich Generation Reality This past week, I had two conversations that couldn’t have looked more different. The first was with a young couple trying to juggle hospital visits with an aging parent while raising two young children, working full time, and somehow finding enough energy to keep life moving forward. The second was with
Caring for Everyone Without Losing Yourself Read More »
Budget-friendly DIY home improvements can help homeowners improve functionality, enhance curb appeal, and potentially increase perceived property value without taking on major renovation expenses. While not every project delivers the same impact, strategic upgrades often produce meaningful improvements for a relatively small investment. The key is making thoughtful decisions about where to invest your time,
Budget-Friendly DIY Home Improvements That Can Add Value to Your Home Read More »
The biggest mistakes families make with inherited property are making repair decisions too early, renovating without a clear strategy, accepting offers before exploring all options, delaying important decisions, and failing to assemble the right professional team. These mistakes can increase costs, create unnecessary delays, and reduce flexibility during probate or trust administration. The good news
What Are the Biggest Mistakes Families Make With Inherited Property? Read More »
Spring Is Almost Over: What Have You Not Addressed Yet? If summer arrived tomorrow, what repair around your home would you wish you had already completed? Spring officially ends in just a couple of weeks. Before we find ourselves talking about triple digit temperatures, higher electric bills, and air conditioners working overtime, now is the
What You’ll Be Glad You Fixed Before Summer Read More »
Over the past couple of weeks, I listened closely to a fascinating conversation between real estate investor Ken McElroy and investor and educator Tarl Yarber as they unpacked what is happening with inflation, interest rates, bond yields, and the broader economy right now. What stood out to me as I listened was how closely these national economic conversations mirror
The Fed Is Not Your Business Partner Read More »
Did You Refinance a Home Held in Trust? Over the past year and a half, I have had several conversations with homeowners who refinanced property that was originally held in their living trust. In many of those conversations, one important detail surfaced that is easy to overlook during the refinance process. The property was taken
Did Your Home Leave the Trust? Read More »
