If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both current …
Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy your home. Build Your Credit Your credit is one …
Financial Fundamentals for First-Time Homebuyers Read More »
It’s A New Year Coming … It’s time to start making some critical decisions. Many of you have shared with me financial concerns. As you consider some of the thoughts and ideas I have shared on budgeting, consider this thought for 2023 … Is it too early to start working on your retirement plan? Is it …
Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. …
You May Have More Negotiation Power When You Buy a Home Today Read More »
Multiple amounts in the Internal Revenue Code are tied to the chained Consumer Price Index and modified on an annual basis. After a year of inflationary increases, taxpayers can expect significant changes to a variety of tax thresholds in 2023. Besides adjusting tax brackets, inflation adjustments impact the section 199A qualified or business deduction, excess …
If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there are more homes for …
What Buyers Need To Know About the Inventory of Homes Available for Sale Read More »
Making traditions is what makes holiday time magical. Here are nine things you can do to celebrate the holiday season in the comfort of your own home and add to your traditions. Bake. Nothing gets me in a holiday mood faster than firing up the oven to create something that looks beautiful, smells delicious, and …
Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would rebound quickly. As the 2022 …
What Happens to Housing when There’s a Recession? Read More »
It may have seemed like only yesterday that we were enjoying summertime barbecues and gearing up for the start of the school year. But at this point, we’re actually in the final quarter of 2022. And so now’s the time to focus on year-end financial matters and tackle important tasks that could set you up …
As you embark on your next adventure especially with the holiday travel upon the scene, be cyber safe while away from home by following some simple practices to help keep your devices safe and your plans from going awry. 1. Set up the “find my phone” feature on your devices. Before you …
