Insurance Changes in California and Beyond: What You Need to Know Understanding the Current Situation Insurance companies are adjusting their coverage in areas with high natural disaster risks, particularly in California and Florida. While this is creating some uncertainty, it’s important to know that options remain available for homeowners and renters. What’s Actually Happening? Insurance […]
Insurance – How to Stay Protected Read More »
What’s Happening in the Mortgage Market? The U.S. government funds its annual budget deficits by selling Treasury Bills, Notes, and Bonds. Every few weeks, the Treasury Department holds auctions to sell this debt, and how these auctions go can influence mortgage rates. Here’s how it works: If there’s strong demand for these Treasuries, mortgage rates
From Bonds to Mortgages: Decoding the Market Moves Read More »
Thinking About Retirement? Here Are the Top Places to Kick Back! After years of hard work, most of us dream of enjoying the good life in retirement, right? You know, days filled with relaxation, maybe some golf, and plenty of time to do what we love. But let’s be real—retirement can also be a little
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As we embark on 2025, the real estate market continues to evolve, presenting both challenges and opportunities. Whether you’re considering a move, looking to invest, or simply staying informed, being prepared is essential to navigate these changes confidently. For Movers: Assess Your Financial Readiness: With mortgage rates currently around 6.6%, it’s crucial to evaluate your budget
Navigating Market Currents: Staying Informed and Prepared Read More »
Inflation’s Still Playing Hard to Get October’s inflation numbers are in, and it seems inflation isn’t quite ready to bow out of the spotlight. The Personal Consumption Expenditures (PCE) report showed that headline inflation edged up 0.2% from September, nudging the year-over-year rate from 2.1% to 2.3%. Meanwhile, Core PCE—aka the Fed’s favorite yardstick that
One Step Forward, Two Steps to 2% Read More »
Winter Is Coming: Are You Ready for the Cold? Ah, winter—the season of cozy sweaters, steaming mugs of cocoa, and snow-draped landscapes. But let’s not forget, winter also brings the bone-chilling possibility of power outages and major storms. One moment you’re admiring the serene snowfall, and the next, you’re shivering in the dark wondering why
Winter is Coming: Prep Like a Pro Read More »
We all love a good snack—Oreos, Chips Ahoy—but the cookies we’re talking about here aren’t the delicious kind. These are the cookies your browser uses to remember you online, and keeping them safe is a whole other ballgame. Recently, the FBI sounded the alarm about a sneaky scam involving stolen session cookies. Cybercriminals are using
Are Your Cookies Safe? Read More »
When you’re in the process of completing a 1031 exchange—a valuable tax-deferral strategy for real estate investors—timing is everything. The IRS provides strict deadlines to follow, and if your exchange isn’t finalized by the typical tax return due date, you may need to consider filing for an extension. Doing so could be critical in ensuring
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In recent months, I have had conversations with some of you who have experienced a significant surge—in non-renewal notices from insurance carriers. Upon further investigation, I have discovered that there is approximately a 300-400% increase of non-renewal notices in the state of California regarding policies for residential, multi-family, and commercial properties. The reasoning that they
Avoid Policy Cancellations:Prioritize Roof Care Read More »
Feeling like your budget could use a refresh? Or maybe you’ve set new financial goals but aren’t sure how to keep up with them? Don’t worry—you’re not alone! A monthly financial reset could be just what you need to stay on top of your finances and crush those goals. And the best part? Having an
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