Not Contacting a Tax Advisor to Determine If There Are Any Possible Income Tax Savings by Properly Planning for Taxes and Change of Ownership Forms Why This Mistake Happens Taxes are rarely the first thing on anyone’s mind after losing a loved one, and understandably so. But overlooking tax planning early in the estate process can […]
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Navigating Home Financing in Today’s Market Buying a home is one of the most significant financial decisions you’ll ever make, and in today’s dynamic real estate market, understanding financing is key. With shifting interest rates, various loan options, and the importance of financial preparedness, being well-informed can make all the difference in securing the right
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In 2025, we’re seeing a wave of food and grocery shortages affecting essentials like eggs, chocolate, coffee, frozen vegetables, cereals, and berries. These shortages are driven by factors like climate change, supply chain disruptions, and avian flu outbreaks. Extreme weather events have played a critical role in these shortages, further exacerbating the challenges. Unusually cold
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10 Interior Design Trends We’re Kissing Goodbye in 2025 (And What’s Coming Next) Let’s face it—design trends have become as fleeting as a TikTok dance. One moment you’re obsessing over bouclé sofas, and the next, you’re side-eyeing them like an ex who still owes you money. As we charge into 2025, it’s time to bid
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Insurance Changes in California and Beyond: What You Need to Know Understanding the Current Situation Insurance companies are adjusting their coverage in areas with high natural disaster risks, particularly in California and Florida. While this is creating some uncertainty, it’s important to know that options remain available for homeowners and renters. What’s Actually Happening? Insurance
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What’s Happening in the Mortgage Market? The U.S. government funds its annual budget deficits by selling Treasury Bills, Notes, and Bonds. Every few weeks, the Treasury Department holds auctions to sell this debt, and how these auctions go can influence mortgage rates. Here’s how it works: If there’s strong demand for these Treasuries, mortgage rates
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Thinking About Retirement? Here Are the Top Places to Kick Back! After years of hard work, most of us dream of enjoying the good life in retirement, right? You know, days filled with relaxation, maybe some golf, and plenty of time to do what we love. But let’s be real—retirement can also be a little
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As we embark on 2025, the real estate market continues to evolve, presenting both challenges and opportunities. Whether you’re considering a move, looking to invest, or simply staying informed, being prepared is essential to navigate these changes confidently. For Movers: Assess Your Financial Readiness: With mortgage rates currently around 6.6%, it’s crucial to evaluate your budget
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Inflation’s Still Playing Hard to Get October’s inflation numbers are in, and it seems inflation isn’t quite ready to bow out of the spotlight. The Personal Consumption Expenditures (PCE) report showed that headline inflation edged up 0.2% from September, nudging the year-over-year rate from 2.1% to 2.3%. Meanwhile, Core PCE—aka the Fed’s favorite yardstick that
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Winter Is Coming: Are You Ready for the Cold? Ah, winter—the season of cozy sweaters, steaming mugs of cocoa, and snow-draped landscapes. But let’s not forget, winter also brings the bone-chilling possibility of power outages and major storms. One moment you’re admiring the serene snowfall, and the next, you’re shivering in the dark wondering why
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