Homeowners insurance is what is known as a “package policy” – this means it covers both actual, physical property and legal responsibility for injuries that happen while on that property There are 3 common levels of coverage: actual cash value, replacement cost, and guaranteed/extended replacement cost Beware weather exceptions – standard policies do not cover […]
Homeowners Insurance Read More »
Recent news stories may have made you aware of the “step-up in basis” and the current administration’s desire to eliminate or adjust it. If you are considering engaging in estate planning or you may be inheriting assets, it is important to understand what the step-up in basis is and how it may affect you. What
Insights on Capital Gains Read More »
When spring weather hits, there’s something in the air that makes us want to cast off our winter hobbies, fling open the windows, and immediately start cleaning everything. Sometimes this change in the seasons also makes us want to try something new—like a different paint color on the walls or decor that will make a room look
Spring Dress Up for Your Bathroom Read More »
What’s Reasonable and What’s Not? What is a reasonable request for repair within the first few weeks of going under contract with a buyer? Your buyer will be doing many inspections, starting with a general inspection that typically cost about 500 and it’s a buyer expense. Once that’s been completed, that inspector will recommend further
Good negotiation after inspection Read More »
If you’re looking for a room pick me up, there are two things to consider: – what is your decorating style and – what is your color palette?? Your color palette isn’t necessarily the colors you are currently using in the room you want to give an uplift to. If you’re not sure what your
Five Tips To Update A Tired Room Read More »
Mental toughness is an essential characteristic to have in any situation, but it becomes particularly important during uncertain times. When things are uncertain, it can be easy to feel anxious, stressed, and overwhelmed. However, by doing your deep inner work and developing mental toughness, you can become mentally, physically, and emotionally strong enough
You may be watching your cash flow during the economy slowdown. Use these smart tips to protect your nest egg. News about economic turbulence may be making you feel jittery about your finances. After all, 37% of business owners last November said they were struggling to pay rent for their offices, according to a poll by Alignable, an
10 Ways To Save When Money Is Tight Read More »
As we bid farewell to the year 2022, we reflect on a challenging period marked by a decline in sales. Additionally, we also saw a dip in price by 2.8%. Despite the recent drop in mortgage rates, which have come down in the past few weeks from their recent high reached in early November, the
Market Insights in the Rearview Mirror Read More »
It’s A New Year Coming … It’s time to start making some critical decisions. Many of you have shared with me financial concerns. As you consider some of the thoughts and ideas I have shared on budgeting, consider this thought for 2023 … Is it too early to start working on your retirement plan? Is it
Multiple amounts in the Internal Revenue Code are tied to the chained Consumer Price Index and modified on an annual basis. After a year of inflationary increases, taxpayers can expect significant changes to a variety of tax thresholds in 2023. Besides adjusting tax brackets, inflation adjustments impact the section 199A qualified or business deduction, excess
Projected 2023 bracket changes Read More »
