Real Estate Market Insights

 Navigating the Choice: Buying a Second Home vs. a Property with Two Dwellings  When considering a new property, the decision between buying a second home and investing in a property with two dwellings can be pivotal. Both options have distinct advantages and challenges, and the best choice depends on your financial goals, lifestyle, and long-term […]

What’s Next for Interest Rates, the Economy, and Real Estate? The financial markets have been a rollercoaster lately, leaving many wondering what’s next for interest rates, inflation, and the economy. Despite recent rate cuts by the Federal Reserve, the 10-year Treasury yield—the key driver of mortgage rates—has remained stubbornly high. So, what’s really happening, and

Navigating Home Financing in Today’s Market Buying a home is one of the most significant financial decisions you’ll ever make, and in today’s dynamic real estate market, understanding financing is key. With shifting interest rates, various loan options, and the importance of financial preparedness, being well-informed can make all the difference in securing the right

What’s Happening in the Mortgage Market? The U.S. government funds its annual budget deficits by selling Treasury Bills, Notes, and Bonds. Every few weeks, the Treasury Department holds auctions to sell this debt, and how these auctions go can influence mortgage rates. Here’s how it works: If there’s strong demand for these Treasuries, mortgage rates

As we embark on 2025, the real estate market continues to evolve, presenting both challenges and opportunities. Whether you’re considering a move, looking to invest, or simply staying informed, being prepared is essential to navigate these changes confidently. For Movers: Assess Your Financial Readiness: With mortgage rates currently around 6.6%, it’s crucial to evaluate your budget

The Impact of Election Years on the Real Estate Market Presidential election years introduce unique dynamics into the housing market, primarily through three channels: uncertainty, policy expectations, and consumer confidence. These factors shape buyer and seller behaviors, influencing home sales, mortgage rates, and property values in nuanced ways. 1. Uncertainty and Volatility During election seasons, both buyers and

The Federal Reserve made a significant move in its September 2024 meeting by cutting interest rates by 50 basis points, bringing the federal funds rate down from the 5.25%-5.50% range to 4.75%-5.00%. This marks the Fed’s first rate cut since the COVID-19 crisis, signaling a shift in focus from controlling inflation to supporting economic growth,

Have you ever wondered what it’s like to fish in Grand Lake Stream, Maine? At Camp Kotok, the experience is governed by strict rules. Your guide, risks losing their license for a year if you don’t have your own fishing license. You’re allowed to catch only one smallmouth bass per day, provided it measures less

Ever feel like the housing market is a roller coaster? Well, last week was no different. We had some interesting developments that might make you scratch your head and say, “Really?” So, let’s break it down. Inflation Readings Keep Fed on Track for September Rate Cut First up, let’s talk inflation. It sounds like a